We recently sat around a Saturday morning cluttered breakfast table with our 3 kids. Devices out, I decided to google what a $1000 at birth and $30/month contribution would be at 7% interest in 65 years: $198,679 (https://www.nerdwallet.com/banking/calculator/compound-interest-calculator).

I showed the chart to my daughter who is near the end of her fundraising for a school trip. She has raised $2500 of her $3000 goal in $5-50 incremental bites through chores and babysitting. The value of passive income is a mind-blowing concept to someone who now knows the rigor of work.